Technology has changed the way that business owners operate their businesses. As a small business owner, you are constantly on the go. Small business owners are always looking for ways to simplify their business life.  When it comes to managing cash flow, invoice factoring is gaining popularity across a variety of industries as a way to obtain fast and flexible financing.  

An accounts receivable loan, more commonly known as factoring, has unfortunately earned a negative reputation despite the fact that it is one of the oldest forms of financing in the world. The misconceptions about factoring are the result of not understanding how factoring works and the benefits that an accounts receivable loan provides.

As a business owner, you should be aware of the 2013 tax law changes impacting your business and, more importantly, your cash flow. Most notable are the changes in payroll taxes that employers are responsible for paying federal and local tax agencies on behalf of their employees. Here are some of the changes to expect.

The beginning of a new year is typically when most small business owners look back over the past year and start thinking of ways to improve and grow their business. You have fresh ideas, start developing new goals and begin to plan for the upcoming year with a renewed passion and exuberance for your business and the future. 

For most small business owners, not having enough cash to make payroll for their employees is one of the top concerns that keeps them awake at night. It is not unusual for small, growing companies to have periods where cash is tight, forcing business owners into the unfortunate position of not being able to make payroll.  

A short-term business loan is typically used to fill a temporary cash flow gap and is repaid in 90 to 120 days. Short-term loans are a great way for a business to meet a temporary cash flow problem. Below are a few situations where a short-term loan may be beneficial to meet a cash crunch.

Let’s face it -- managing cash flow is a top priority for business owners and at some point, every business faces a cash crunch. 

One of the biggest stress factors for a small business owner is making sure that they are able to make payroll. Over the years, I have heard this repeatedly from my clients, friends and family members that are small business owners because they know they are responsible for another person’s (and their family’s) livelihood.