Most people see factoring as nothing more than an accounts receivable loan. Business owners typically look to factoring to have more control over their cash flow. This gives them the funds they need to keep their business running. It also relieves much of the stress that comes with trying to coordinate the timing of payables and cash receipts.

Cash flow financing is a great way to provide business funding. It fills the gap between the time you invoice and the time that you collect payment. This gap is what causes so many problems for business owners.

Cash flow financing allows you to buy materials for the next job, make payroll and pay your bills without worrying if your customer really put the check in the mail last Friday. It gives your business flexibility and agility while relieving your stress as a business owner.

Quick and flexible funding is of paramount importance in running your business. Whether this is accomplished though a large cash reserve or via outside financing is unimportant. The key is having access to funds to seize opportunity when it arises.

Accounts Receivable Loan

For a business owner in need of funding to keep their business running, the approval process of an accounts receivable loan is a scary process. If the loan isn’t approved, how can I make payroll next week? You don’t want lose sleep over questions like that.

Factoring Company

Business Funding

The benefits of factoring are well documented. Factoring is a great way to improve your cash flow, relieve stress and free up cash for new business development.  It allows you to outsource credit assessment and some collection functions to a third party. It gives you the ability to focus on what’s important in your business.

No business owner wants to face a downward business trend. When revenue falls difficult decisions have to be made. Do you need to sell equipment? Do you have to let employees go? Is your business going to survive?

Mario Andretti once said, “If everything
seems under control, you're not going fast enough.” Speed may be the primary metric
we use to judge a race car, but you have to look at more than that when evaluating fast business loans. Bob’s Loan Shack on the corner may be able to get cash in your hands quicker than anyone else, but do you really want to trust your company to Bob’s Loan Shack?

As a business owner, having the capital to keep your business running is a top priority. Many businesses seek outside financing early on so that they have the ability to operate and grow. As a small business, it’s difficult to find a bank that’s willing to work with you.