You’ve determined you’re going to use accounts receivable finance to unlock cash available in a business invoice or pool of invoices. So now, how do you ensure you choose the right factoring program for your company? Here are three simple steps to remove much of the hassle associated with making the wrong choice and going with the wrong firm.

As 2012 draws to a close it’s time to reflect on the past year’s events. There are a lot of small business owners out there who are able to sit back with a sense of relief, saying:

A business owner is always able to count on three things -- death, taxes and payroll. Payroll is an expense that is common to all businesses and its due date is practically set in stone.

In today’s economic environment, it is becoming increasingly difficult to obtain small business financing from traditional banks.

As a small business owner, you have to wear any number of hats, one of which is human resources and finance. One of the biggest headaches small business owners encounter is submitting payroll. According to the National Federation of Independent Businesses, more than two thirds of small businesses still do their entire payroll accounting by hand.

It’s that time of the year again -- the season of giving. No doubt you’ve made your list and are dreading fighting the crowds to find the perfect gifts for friends and family, but have you considered the gift for your company this year?

You’ve decided you want to research the best factoring companies in order to improve cash flow in your business. The internet is a powerful research tool to gather information about any subject, but without some general guidelines it is very easy to get lost in the massive amount of information out there. At this point, if you’re looking for different types of factoring for your accounts receivable, you probably already know the basics about invoice factoring. So let’s turn to some critical points you need to dig into.

Despite being around for centuries and being used across practically all industries, there are a lot of misconceptions about the factoring loan. Much of this misunderstanding comes from not being familiar with this type of financing. In fact, factoring isn’t all that different from many other types of short-term business loans.

Even after many years in the commercial finance industry, it’s still shocking to hear small business owners talk about struggling to make payroll. There are always all sorts of reasons for this uncomfortable situation.

It is a simple fact: In order for small businesses to survive, they must have cash. We all know how you get the cash to successfully meet obligations: converting accounts receivables into cash.