asset based lending, what is asset based lending, asset based lending basics, asset based lending factoringWhat Is Asset-Based Lending And Is It Right For My Business?

Asset-based loans are typically offered on a revolving basis secured by a company’s assets, in particular accounts receivables, inventory, machinery and equipment and occasionally real estate. If your company is rapidly growing, has seasonal or industry cycles that hinder cash flow, or is in a turnaround or restructuring situation then asset-based lending may be an option. Unlike traditional small business loans provided by banks that rely on strong balance sheets and cash flow projections, asset-based loans are based on the strength of the company’s account receivables and inventory turnover. Asset-based lending is well suited to manufacturers, distributors, retailers, wholesalers and services companies.

How Does Asset-Based Lending Work?

Asset-based loans are typically revolvers what can be drawn down and repaid and are secured by the company’s receivables and/or inventory. If your company has the ability to provide historical financial statements reviewed by a CPA, monthly sales volume of $250,000 and needs to accelerate cash flow to support working capital needs, then asset based lending may be a cost-effective option for your company. Fast A/R Funding can provide quick approvals to allow your company to capitalize on current opportunities.  

Why Choose Fast A/R Funding For Asset Based Lending? 

Managed by industry experts who have financed hundreds of middle market companies, our leading edge technology and outstanding 24/7 online customer support are the best in the industry.

Call 888-833-2286 or complete the form above for a free, no-obligation consultation about an asset based loan with Fast A/R Funding and the difference it can make for your business today.

Fast A/R Funding is the industry leader in asset based lending. We help your business by:

  • Offering fast access to needed funds;
  • Providing the technology to manage your business;
  • Giving you 24/7 access to your account information and our expert support staff.

Asset Based Lending Highlights

  • Primary Transaction Size

$500,000 to $25 million
  • Business Credit Type

Line of credit
  • Advance Formula

Up to 90% of eligible accounts receivable

From 35% to 75% of eligible inventory
  • Advance Frequency

As often as daily
  • Interest Rates

Competitive rates
  • Secured Lending Benefits

Competitive pricing
Flexible structuring
Fast response time:
- Proposal turnaround within one week
- Closing times are the fastest in the industry